Exciting news, we’re offering Own New at 5% on selected homes in Skipton and Silsden.
This exclusive opportunity allows our customers to secure significantly lower mortgage rates for a fixed period of two years. By signing up to a new home with Own New, buyers can enjoy significantly reduced mortgage rates, making home-ownership more accessible and affordable in today’s market.
What is Own New?
Own New is designed to give customers a normal mortgage, just with lower rates. Skipton Properties will contribute 5% of the property price to lower your mortgage rate for the first two years. This contribution effectively reduces the lender’s risk, allowing them to offer more favourable terms.
Why Choose Own New?
- Immediate Savings: With reduced mortgage rates, you can save significantly on your monthly payments over the next two years.
- Timely Investment: With analysts predicting no signifcant rate reduction until the end of 2025 (though not returning to previous lows), now is the perfect time to secure these rates, whilst locking in your home at today’s price.
Important Details
Due to the substantial value of this 5% incentive, it cannot be combined with any other incentives. It is also only available on homes that are nearing completion and ready for you to move in soon, in time to enjoy the last of the Summer. It is not available at Croft Mill, Foulridge.
Which homes benefit from 5% Own New?
The Taylor, Plot 76, our final barn conversion at Bolton Gardens:
3 bedrooms. Priced at £375,000
![](https://www.skiptonproperties.com/wp-content/uploads/2024/03/The-Taylor-76-External-Landscape2.-Silsden.Bolton-Gardens-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/03/The-Taylor-76-Kitchen-Landscape6.Bolton-Gardens.-Silsden-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/03/The-Taylor-76-Details-Landscape2-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2022/11/The-Taylor-76-Living-Landscape-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/03/The-Taylor-76-Bed2-Landscape-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/03/The-Taylor-76-Monteverde-Oak-tiles-1024x683.jpg)
Plot 4, The Emily, The Willows, Silden
Also a firm favourite, but a smaller four-bedroom home.
Priced at £395,000
![Emily cgi](https://www.skiptonproperties.com/wp-content/uploads/2024/01/Hainsworth-Rd-Foulridge-Emily2-1024x681.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2018/09/3901-010-Emily-Sales-Plan-1024x723.jpg)
The Lark SL at The Alders, Skipton
Don’t let this home’s exterior fool you, it’s got bags of room, and a beautiful island kitchen too, as well as a beautifully sunny garden!
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_054_lark_elder-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2023/09/LARK-Rear_002-1-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2023/09/LARK-SL-Front_001-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_024_wood_lark_bramble-1024x683.jpg)
The Gallagher SL, The Alders, Skipton
One of our larger homes at the Alders in Skipton. Alike to our original Gallagher style earlier in the development, but split down onto the beautifully sunny garden giving a whole extra floor!
Four bedrooms. Priced at £425,000.
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_052_wood_gallagher_aspen-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_060_gallagher-1024x683.jpg)
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_057_gallagher-1024x683.jpg)
What are you waiting for? With Own New you could secure rates as low as 1.15%*. Talk to our recommended mortgage advisors, the MAB, and see how Own New can work for you and your family.
Please note this offer is not available on our homes at Croft Mill, however we include all our new build development links below for ease.
*Example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and an LTV of 60%. Savings made in the initial fixed period. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 14/06/2024
![](https://www.skiptonproperties.com/wp-content/uploads/2023/07/The-Roberts-Plot-56-Bolton-Gardens.jpg)
Bolton Gardens – Silsden
![THE BAILEY_CROFT_MILL](https://www.skiptonproperties.com/wp-content/uploads/2024/06/THE-BAILEY_CROFT_MILL_FOULRIDGE_25_JUNE_2024_PLOT_12_AND_13_REAR_EXTERNALS-19.jpg)
Croft Mill – Foulridge
![](https://www.skiptonproperties.com/wp-content/uploads/2024/05/SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_STREET_PHOTOGRAPHY_044_wood_elder-scaled.jpg)
The Alders – Skipton
![](https://www.skiptonproperties.com/wp-content/uploads/2024/07/THE_WILLOWS_SILSDEN_PLOT_44_THE_READ_SITE_EXTERNALS_005-scaled.jpg)